Earn Reward Points or Cashback on everyday spends such as groceries, fuel, dining, and bill payments (varies by specific card variant)
Enjoy fast, secure tap-to-pay transactions with RuPay’s contactless technology, along with wide acceptance across retail stores, online merchants, and ATMs throughout India
Access offers at partner restaurants, movie tickets, retail brands, and lifestyle merchants
Get a fuel surcharge waiver (typically up to ₹200–₹400 per billing cycle) at most petrol pumps across India
Special deals and discounts on Indian travel, e-commerce, and utility partners tied to RuPay offers
Enjoy benefits like waiver of annual fee, reward redemption bonuses, and balance transfer offers (depending on the card)
24×7 card support, transaction alerts, and secure online banking integration with HDFC’s app/online services
Eligibility Criteria
Documents Needed
Steps to Apply