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HDFC

HDFC RuPay Credit Card

account_balance_wallet Earn Flat ₹1400 Rewards on Approval
Joining Fee ₹99
Annual Fee ₹99
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verified Confirmation: 10
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stars Card Benefits & Features

Earn Reward Points or Cashback on everyday spends such as groceries, fuel, dining, and bill payments (varies by specific card variant)

Enjoy fast, secure tap-to-pay transactions with RuPay’s contactless technology, along with wide acceptance across retail stores, online merchants, and ATMs throughout India

Access offers at partner restaurants, movie tickets, retail brands, and lifestyle merchants

Get a fuel surcharge waiver (typically up to ₹200–₹400 per billing cycle) at most petrol pumps across India

Special deals and discounts on Indian travel, e-commerce, and utility partners tied to RuPay offers

Enjoy benefits like waiver of annual fee, reward redemption bonuses, and balance transfer offers (depending on the card)

24×7 card support, transaction alerts, and secure online banking integration with HDFC’s app/online services

help How to Get This Offer?

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs.25,000/monthly
  • Self Employed- ITR>Rs. 6 Lakhs/annum
  • Credit Score: 750+
  • New-to-Credit: Allowed

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

Steps to Apply

  • Click on the Orange Button
  • You will be redirected to the HDFC Bank Credit Cards page
  • Complete the application in the same session

fact_check Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs.25,000/monthly
  • Self Employed- ITR>Rs. 6 Lakhs/annum
  • Credit Score: 750+
  • New-to-Credit: Allowed

folder_open Documents Required

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

gavel Terms & Conditions

  • If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Pricestore24 Rewards
  • No Rewards Applicable for Employees of HDFC, HDB, CHBL & CSC Main or Group of Companies
  • A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
  • Please use Aadhaar linked mobile number to fill the application
  • VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

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