IDFC First Credit Card - Edited

• Lifetime Free Cards - No joining fee, no annual fee
• Railway lounge facility
• Never expiring Reward points
• Enjoy a Rs 500 welcome voucher on spending Rs. 5,000+ and 5% cashback (up to Rs 1,000) on your first EMI transaction, both within the first 30 days of card activation.
• Complimentary Roadside Assistance up to 4 instances per year, valued at Rs.1,399 annually
• Get access to domestic airport lounges with IDFC FIRST Select card and access to both domestic and international airport lounges with IDFC FIRST Wealth card
• Enjoy up to Rs.10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs.12,900, valid from 1st to 31st January 2026 (Valid on Apple website and Offline Stores)
• Joining Fee: Nil & Annual Fee: Nil

Eligibility Criteria

• Age: 21 to 65 years
• Employment: Both salaried and self-employed individuals
• Salaried Income: Rs.25,000/monthly
• Self Employed: Rs. 3,00,000 /annum
• Credit Score: 710+
• New-to-Credit: Not Allowed

Fees & Charges

• Joining Fee-Nil (Lifetime Free)
• Joining Fee-Nil (Lifetime Free)

Documents Needed

• ID Proof: PAN Card/Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or salary slips
• Photograph: Recent passport-sized photo

Steps to Apply

• Click on the orange button
• You will be redirected to the IDFC Bank Credit Cards page
• Complete the application in the same session

• Age: 21 to 65 years
• Employment: Both salaried and self-employed individuals
• Salaried Income: Rs.25,000/monthly
• Self Employed: Rs. 3,00,000 /annum
• Credit Score: 710+
• New-to-Credit: Not Allowed

• ID Proof: PAN Card/Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or salary slips
• Photograph: Recent passport-sized photo

Pricestore24 Rewards Related

• If you currently hold or have ever held an IDFC Credit Card, you are not eligible for Pricestore24 Rewards
• A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
• Referral earnings are not applicable on IDFC Bank Credit Cards
• Please use Aadhaar linked mobile number to fill the application
• VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards

Also, Remember

• Your Rewards may track at a different rate and will be corrected at the time of confirmation
• Resume your application only via Pricestore24 to avoid losing Rewards
• If your Rewards do not track, raise a Missing Rewards Ticket within 30 Days from the application date
• Use your Application number for raising Missing Rewards Ticket
• Missing Rewards Ticket will be initially tracked at Rs. 250 , however, it will be corrected during the confirmation process
• Rewards can only be redeemed as Amazon Pay Balance